Heat a skillet over medium heat. Add ground beef and cook, breaking it up with a spoon, until browned and cooked through, about 7-8 minutes.
Drain excess fat from the skillet. Sprinkle taco seasoning over the beef, add a splash of water, and stir to combine. Simmer for 2 minutes until the beef is well coated and flavorful.
In a shallow bowl, layer chopped romaine lettuce as the base.
Add black beans, corn kernels, cherry tomatoes, diced red onion, and sliced black olives evenly over the lettuce.
Top the salad with seasoned ground beef.
Sprinkle shredded cheddar cheese over the beef layer.
Arrange tortilla chips on top for crunch.
Add dollops of sour cream and spoon salsa around or on top as preferred.
Serve immediately to enjoy the crunchy and fresh textures with creamy accents.